Gina Saved Olivia’s Life!

“We hired Gina to help Olivia with her day-to-day-money management. As Olivia’s Durable Power of Attorney since 2017, Gina has expertly managed all facets of Olivia’s personal finances. Gina not only changed Olivia’s life, she saved it!

Before Gina came on board, we were challenged on a daily basis by Olivia’s constant texting to request more money. Olivia’s lack of financial skills continually added stress to our entire family. My husband and I concluded that we were not capable of changing Olivia’s behavior. We decided to hire a professional. We no longer deal with the daily frustrations from Olivia’s lack of planning and everyone’s quality of life has improved as the tension has been released.

For anyone who may be considering the Daily Money Management services that Gina provides, I can say that she absolutely knows what she is doing and, on many levels, will make a real and positive difference in the lives of those whom she serves.

I have never regretted our investment in Gina and would be happy to recommend her to anyone. I don’t know what we’d do without her.”

~ K.S.M., Wellesley, MA

Now We Enjoy Each Other’s Company!

“As a professional working couple managing a home and 3 children, we are heavily involved in school activities. So much so, that neither Steven nor I have the energy to take care of our own finances, let alone travel to Steven’s mother’s house to pay her bills.

Steven’s mother, Marie, is 82 years old and lives alone. Her husband, John, passed away a few years ago leaving Marie with no understanding of household finances. She asked Steven for help. It wasn’t long before Steven became stressed and resentful. There was always a choice to make. Attend the kids’ soccer games or go to Marie’s to open her mail and pay her bills.

I asked our financial planner if he could help. Thankfully, he recommended Gina. Now we spend quality time with our kids, and when we visit Marie, we really enjoy ourselves. There’s no more friction or guilt.

In her role as Marie’s daily money manager, Gina shows great kindness and compassion. She is the consummate professional.”

~ Steven and Joanne, Gloucester, MA

As a Psychologist, I Truly Value and Appreciate Gina as a Resource!

“I’m a psychologist in private practice who has known Gina Distefano for close to a decade. I am so appreciative of having her services as an adjunct to the work I do.

Money is one of the major stressors in a person’s marriage and ultimately in a family’s life. Therapists don’t routinely ask about financial skills and security, but we should.

I’ve sent clients to Gina who were former addicts, couples who are unable to agree on their money management, and guardians who need help teaching those whom they serve.

Gina has the winning combination of being knowledgeable, resourceful and direct, while at the same time being someone a client can open up to about this very vulnerable topic.

The value brought to my clients far outweighs the cost of Gina’s services, which, by the way, is very reasonable.”

~ Jean S. Hanson, PhD
130 Centre Street
School House 101A
Danvers, MA 01923
Phone: 978-777-0810

A Small Price to Pay for Peace of Mind!

“I referred Gina’s Daily Money Management services to one of my clients. Gina was extremely helpful in assisting my client who lost his wife to cancer. She jumped into the task at hand right away and organized my client’s records and files and determined the key areas for the client to focus on immediately.

She also helped me by organizing client records so that I was better able to perform my role as Financial Planner for the client.

One of the key benefits, and the most rewarding aspect of Gina’s practice, is that she provides peace of mind for the client. As a planner, I find people are anxious about their finances. Gina, in a calm and professional manner, alleviates that anxiety, which in turn helps the client approach their finances in a disciplined manner.

A small price to pay for peace of mind.”

~ C.E.D, Certified Financial Planner, Boston, MA

I Felt Unprepared to Step Up to the Plate!

“I was referred to Gina by my financial planner. I expressed concern because my wife, who was a former banker, and managed all our household finances, had become seriously ill. The time had come for me to step up to the plate and I felt ill-prepared to take on the tasks at hand. My lack of how the household finances were being dealt with and dealing with government business and insurance agencies, were my main concerns for needing Gina’s services.

The benefits of hiring Gina are many: When it comes to dealing with companies and government agencies, Gina is a wonderful source of knowledge. She has a keen sense of order and logic when tackling problems. The trust that I quickly felt between myself and Gina in her concern for my situation was very calming.

At no time was there ever a question of my family’s confidentiality being compromised. At our very first meeting Gina expressed the safe guards she used to protect my finances and personal information. You could tell by her professionalism that she takes the performance of her services very seriously.”

~ Kevin G., Weston, Vermont

Once I was Drowning, Now I’m Thriving!

“Even before I was a single mom, I struggled to manage my money. The stress and weight of being in debt, and trying to be wise and smart with my money, would bring me to tears. I just couldn’t catch a break. No matter how hard I worked, it felt as though I was drowning.

Meeting with Gina, and investing money in the services that her business provides, was the best financial decision I have ever made. I have no regrets. Gina was able to ask tough questions and lay a foundation and framework for me to move forward successfully; not only in my financial life by my personal life as well.

There is so much freedom when you finally get out from the heavy weight of financial stress. I have been able to plan ahead, pay my bills, and get to a place where I’m thriving.

Currently, I am engaged and working towards saving for a wedding and a down payment on a house. I could not have made it without the system that Gina helped me set up. I’m SO thankful for her guidance.

I’ve paid off thousands of tax debt and am current with all of my estimated payments. You have no idea how good that feels. And while I’m still on my journey and still have goals to achieve, I know I have the tools to make it work. If I doubt myself, I can make one call to Gina and feel confident that she can help me get to the next step. I highly recommend her services!”

~ Christina Frost
Vice President and Realtor
Crowell & Frost Realty Group – J. Barrett & Co.
Beverly, MA 01915
Serving all of the North Shore

$75,000 in Student Loan Debt, Unemployed and No Where to Go!

“Admitting your financial struggles is one of the scariest steps a person can take. Gina made that moment in my life less daunting. When I first met her, I had over $50,000 in student loan debt with an additional $25,000.00 of student loans in collections. I was also on unemployment with no direction of where to apply for a job.

In a matter of months, Gina helped me get out of collections and find money I didn’t even know I had by teaching me how to budget. She also suggested a job search that eventually led me to a job that I love.

In 4 well-planned sessions, Gina guided me down an incredibly successful path to financial freedom by showing me that I didn’t need to be rich to get out of debt.

Today, using Gina’s tools, tips, and instilled confidence, I have completely surpassed my goals and timeline to become financially independent!

Gina is a great mentor, a kind person to talk to, and exceptionally knowledgeable in her field. You will soon begin to experience your life in ways that you never imagined!

I can’t ever thank Gina enough!”

~ Annie H., Beverly, MA

Gina Gave Me The Confidence and Tools To Get My Life Back!

“From our first meeting, I sensed that Gina had a professional, friendly persona. She instantly understood that no matter how big or small a situation is, she was ready, willing, and able to take the time to listen to every word.

She taught me how to lay out a step-by-step plan from A-Z, and gave me the confidence and tools to get my life back.

Thank you, Gina, for the education and the confidence that you instilled in me at a time when I had many personal conflicts. I stick to the plan you designed for me as this keeps my confidence level high so that I can pursue my goals.”

Bill V., Lawrence, MA

We Felt Like We Hit Rock-Bottom Financially!

“My husband and I found Gina when we felt like we had hit rock-bottom financially.

When the pandemic hit, we were midway through a large home renovation. Luckily, we kept our jobs, but paychecks and bonuses were reduced causing us to halt the renovation.

With mounting expenses and desperation, we were over-swiping credit cards and feeling extremely stressed. Gina helped us create a back-to-basics budget which will eventually become the foundation for a strong financial future.

Sometimes we have “cheat days”, but Gina always gets us back on track. We will be debt free in less time than if we did this alone.”

Rose & Rob R., Danvers, MA

We Didn’t Know the Value of a Dollar!

“I was not raised in a family where money was discussed so I never saw my parents pay the monthly bills, or go to the bank to make deposits or transact financial business. My wife came from a similar background.

When I went off to college my parents simply took care of everything. Some of my friends had budgets that their parents created for them. I did not. I didn’t learn the value of a dollar until I married and welcomed our first child into the world.

My sister-in-law was familiar with Gina’s work and recommended that we check out her website. This was the beginning of a wonderful association between Gina and my family.

Gina came to our house twice a month. The first thing she did was create a filing system for our important documents. She paid our monthly bills, reconciled the bank and credit card statements, and even created a budget so that we would learn how to live within our means. At tax time, she would gather up pertinent information and hand-deliver the tax data to our accountant so he could file our taxes.

Gina taught my wife and I how to manage our money using her system. We’ll be forever grateful for the knowledge that she imparted to us and even though our children are still young, we try to teach them about money so they don’t struggle like we did.

One of the best things about having Gina was that the bills were always paid on time. Unlike when we would pay the bills, they were always late.

We can’t say enough wonderful things about Gina. Check out her website, you’ll be glad you did.”

Luis and Carmen T., Nashua, New Hampshire